52-year-old Mauricio has been a farmer for 13 years. He grows beans and corn. When his harvest is ready, he stores it in the silos shown in the photograph to later go sell it to the staple goods sales points near where he lives. With the sales, he is able to cover the household expenses. He is a responsible, honest and hard-working main. He lives with his wife and five children. He is requesting the loan in order to be able to buy inputs for his crops such as seeds, fertilizers, pesticides and herbicides among other things, since what he earns is not enough to cover these costs and in this way he will have a better income and more economic stability.
Don Mauricio de 52 años de edad se dedica a la agricultura desde hace 13 años siembra frijol y maiz cuando su cosecha ya esta lista la va almacenando en los graneros que muestra la fotografia para luego salir a comercializarlos a las ventas de granos basicos que estan cerca de su lugar de residencia, con las ventas que realiza logra solventar los gastos que tiene en su hogar, es un hombre responsable, honesto y trabajador vive con su esposa y sus 5 hijos. El esta solicitando un credito para poder comprar insumos para su cosecha como semillas, fertilizantes, pesticidas, herbicidas, entre otras cosas ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener un mejor estabilidad economica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.