54-year-old Mario lives in his own home with his wife and children who are 19,17 and 7 years old. Currently, they study. Mario has been a farmer for eight years. His principal crops are corn and beans. When his harvest is ready, he stores it in the silos shown in the photograph to later go out and sell it to the people that sell staples in the markets near where he lives. With the sale of his crops, he is able to cover some of the household expenses, but it is not enough to cover the costs of cultivation. This is why he is requesting a loan that will allow him to buy seeds, fertilizers and manure among other things, to obtain a better harvest and in this way have greater income to give his family everything they need without any limitation.
Don Mario de 54 años de edad vive en casa propia con su esposa y sus 3 hijos de 19, 17 y 7 años de edad actualmente ellos estudian, Don Mario se dedica a la agricultura desde hace 8 años su principal siembra es el maíz y el frijol cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía para luego salir a comercializarlos con las personas que venden granos básicos en los mercados cerca de su lugar de residencia, con las ventas de sus cosechas logra cubrir algunos gastos de su hogar pero no le alcanza para cubrir los gastos de su siembra por eso solicita un crédito que le permita comprar semillas, fertilizantes, abonos, entre otras cosas para tener una mejor cosecha y así tener mejores ganancias para darle a su familia lo que necesitan sin limitación alguna.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.