63-year-old Juan has been a farmer for 48 years, which has given him the capacity and knowledge necessary to take care of his crops. His principal crops are corn and beans. When his harvest is ready, he stores it in the silos shown in the photograph in order to later go out and sell them to the staple grain agencies that are near where he lives. With the profits from his sales, he helps with the family expenses. He lives with his wife in their own home. Juan is requesting the loan in order to be able to buy agricultural inputs that will help him grow his crops such as manure, seeds and fertilizers. In this way, he will be able to have greater income and to continue helping with the household expenses without any limitation.
Don Juan de 63 años de edad se dedica a la agricultura desde 48 varios años y eso le ha dado la capasidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maiz y frijol cuando su cosecha esta lista la almacena en los graneros que muestra la fotografia para luego salir a comercializarlos a las agencias de granos basicos que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive con su esposa en casa propia, Don Juan esta solicitando un credito para poder comprar insumos agricolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y asi poder tener mejores ganancias y seguir ayudando en los gastos de su casa sin ninguna limitacion.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.