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Franklin Ramón
Franklin Ramón is a native of El Tamarind, a rural district in the municipality of El Jicaral located 70 km from the region of León.

He is a young, determined entrepreneur with a desire for self-improvement. In spite of his age, he wants to get ahead and through his own efforts give his wife and son a better standard of living. He has a degree in Mathematics and he currently teaches classes to high-school students in a school located 10 km from his place of residence.

At this moment, he needs to improve the roof of his house which is in bad shape. As winter approaches, he is afraid that the rains will flood his home because of this problem. This is the reason he is requesting a loan from Ceprodel to buy corrugated metal roofing, purlins and to pay for the manual labor. This will allow him to achieve his goal.

He trusts in God and asks for the support of Kiva investors to finance this loan which will greatly help his family's well-being. He gives thanks in advance for the support of the good-hearted people who help those in need.
View original language description ↓
Franklin Ramón es originario de la comarca El Tamarindo del municipio de El Jicaral ubicado a 70 km del departamento de León.

Es un joven emprendedor, luchador con muchos deseos de superación, a pesar de su edad ha querido salir adelante con esfuerzo propio para darle a su esposa e hijo un mejor nivel de vida.

Estudió la carrera de licenciatura en Matemáticas y actualmente imparte clases a estudiantes de secundaria en un colegio que queda a 10 km de distancia de donde él habita.

En este momento tiene la necesidad de mejorar el techo de su vivienda el cual está en mal estado ya que se acerca la temporada de invierno y teme que las lluvias por este problema inunden su casa, por tal motivo está solicitando un crédito en Ceprodel para comprar zinc, perlines y pago de mano de obra con el fin de lograr su objetivo.

Confía en Dios y pide el apoyo a los inversionistas de Kiva para que financien este crédito que es de gran ayuda para el bienestar de su familia.

Agradece de antemano por el apoyo de estas personas que tienen un buen corazón para ayudar al mas necesitado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 122
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Franklin Ramón to buy corrugated metal roofing, purlins and to pay for manual labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014