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Myriam Esther
Myriam Esther is a single young woman who has devoted her whole life to caring for her mother, someone important in her life. She lives in the town of El Sauce and is very proud of having been born and raised in this town that, despite being far away from the hubbub of the city, is full of a peacefulness and culture that many towns lack.

She started working at a very young age to support her household and her mother. She works as a secretary, thanks to which she's preparing herself professionally to have a better social status in the future.

She requested a loan from CEPRODEL with the goal of improving her mother's health. She'll buy medicine and pay for medical consultations.

She turned to this financer because she knows that Kiva lenders finance people, especially those with few resources, so they can resolve health problems, which is her situation. She hopes for the support of these people to improve her mother's health, because it's a big help that often can't be resolved with a salary.
View original language description ↓
Myriam Esther es una joven soltera que se ha dedicado toda su vida a cuidar a su mamá quien es alguien importante en su vida.

Habita en el municipio de El Sauce y se siente muy orgullosa de haber nacido y crecido en este pueblo que a pesar de estar alejado del bullicio de la ciudad está lleno de una paz y cultura que muchos pueblos carecen de ello.

Desde muy joven inició a trabajar para llevar el sustento a su hogar y mantener a su madre, se desempeña como secretaria y gracias a este trabajo se está preparando profesionalmente para en un futuro tener mejor nivel social.

Solicitó un crédito en Ceprodel con el propósito de mejorar la salud de su madre con el cual comprará medicamentos y para pagar consultas médicas.

Recurrió a esta financiera porque sabe que los inversionistas de Kiva financian a las personas sobre todo de escasos recursos para resolver problemas de salud el cual es su caso.
Espera del apoyo de estas personas para mejorar la salud de su madre, ya que es una gran ayuda que muchas veces no se pueden resolver con el salario.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $24,771,875
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Myriam Esther to buy medicine and to pay for medical consultations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014