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The client lives in the family house with her husband and their two children. She sells all types of clothing and lingerie at the market that is close to her home.

With the profits that she gets, and with her husband’s help, they manage to cover their household expenses.

The client wishes to make her business grow with more merchandise. However, she does not have enough capital to be able to do so. That is why she is requesting a loan. The loan will allow her to buy more shirts, pants, blouses, skirts, and lingerie, among other things. She will do this in order to get more income and to give her family what they need without any limitation.
View original language description ↓
La clienta vive en casa de un familiar con su esposo y sus dos hijos, ella se dedica a la venta de todo tipo de ropa y lenceria en el mercado que esta cerca de su lugar de residencia, con las ganancias que obtiene y con la ayuda de sus esposo logran cubrir los gastos que tienen en su hogar, la clienta desea acrecentar su negocio con mas mercaderia paro no tiene suficiente capital para poder realizarlo por eso solicta un credito que le permita comprar mas: camisas, pantalones, blusas, faldas, lenceria entre otras cosas para obtener mejores ingresos y darle a su familia lo que necesita sin limitacion alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 763
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy clothes like skirts, shirts, and pants, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 8, 2013
Currency Exchange Loss:
Jan 25, 2014