Dios Es Nuestro Amor Group
This is Martha Gioconda's first loan through CEPRODEL. With it she plans to increase sales by satisfying her customer's needs so she can give her family a better quality of life.
She is a member of the communal bank "DIOS ES NUESTRO AMOR", whose other members are Mayra del Socorro, Karla Patricia, and Karla Vanessa. They also have their own businesses and hope for a better quality of life through this loan.
LA SEÑORA MARTHA GIOCONDA SOLICITA UN CRÉDITO A CEPRODEL POR PRIMERA VEZ. PARA INCREMENTAR SUS VENTAS Y OBTENER UNA MEJOR CALIDAD DE VIDA PARA SU FAMILIA, TAMBIÉN PARA SATISFACER LAS NECESIDADES DE SUS CLIENTAS.
ELLA ES MIEMBRO DEL GRUPO "DIOS ES NUESTRO AMOR", QUE LO CONFORMAN MAYRA DEL SOCORRO, KARLA PATRICIA, KARLA VANESSA, TAMBIEN TIENEN SU PROPIO NEGOCIO, ESPERAN MEJORAR SU CALIDAD DE VIDA CON ESTE CRÉDITO.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid