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Maria Iluc
María is a young married woman who is 24 years of age. She has many hopes and dreams. María finished her primary school education up to the sixth grade, but she was unable to continue because her parents lacked the financial resources. Her marriage has resulted in two children, one of whom is studying at school while the other attends kindergarten. It was her parents who taught her at an early age how to work in the agriculture business. María and her husband work on the land that they obtained as an inheritance from her in-laws. They engage in tasks such as weeding, pruning, and fertilizing. She and her husband have been farming for more than five years. Their land is located three kilometers from their house, so they must travel by foot since they do not have a means of transportation.


María is currently requesting a loan so that she can buy fertilizers, compost, and supplies in order to maintain her coffee crops. Her dream is to have the most productive crops in the region so that she can generate more income to help her children with their studies and to provide them with all of the basic necessities that are required at home each day. María would like to someday buy another piece of land so that she can cultivate a variety of basic grains.

View original language description ↓
María es una mujer joven de 24 años de edad casada, con muchos sueños y muchas esperanzas. Ella tiene un grado de educación de primaria completa cursado hasta el sexto grado y no pudo seguir estudiando debido a la falta de recursos económicos que tenían sus padres. De su matrimonio tiene dos hijos uno lo tiene estudiando en la escuela y el otro en el kínder. Fueron sus padres a muy temprana edad los que le enseñaron a trabajar en la agricultura por lo cual junto a su esposo se dedican a trabajar su tierra la cual la obtuvieron por medio de una herencia de parte los padres de su pareja y realizan actividades como: limpieza, poda y fertilización. ella en compañía de su esposo se dedica a la agricultura hace más de 5 años los cuales están ubicados a una distancia de 3 kilómetros de su casa de habitación al cual se trasladan a pie ya que no tienen un medio para transportare hasta él.

Actualmente ella solicita ayuda para la compra de fertilizantes, abono e insumos para darle mantenimiento a sus cultivos de café.

Su sueño es que sus cultivos sean los más productivos de la región para poder generar mayores ingresos para apoyar a sus hijos con sus estudios y con todas las necesidades básicas que a diario se presenta en el hogar y algún día poder comprar un pedazo más de tierra para cultivar variedad de granos básicos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,993,675
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maria Iluc to buy fertilizers, compost, and supplies for her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 29, 2013
Listed
May 1, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014