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Jaime Misrain
Jaime is a man who is very responsible with his household obligations; he has always been known for providing the best to his children. He currently lives together with his wife and their three children. He earns his living as a farmer, planting corn and beans. When his harvest is ready, he stores it in the sacks that appear in the photograph so that he can then go sell it to staple crop traders. With the earnings that he receives from his sales, he manages to cover his household expenses.

Jaime hopes to increase his sales, so he is requesting a loan that will allow him to buy seeds, fertilizers, and other supplies; it will also permit him to improve the land that he harvests, so that he can keep putting food on the table every day.
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Jaime es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a sus hijos. Actualmente vive junto a su esposa y sus 3 hijos se dedica a ser agricultor siembra maíz y frijol cuando su cosecha ya esta lista la va almacenando en los sacos que muestra la fotografia para luego salir a venderlos a los comerciantes de granos basicos con las ganacias que obtiene de sus ventas logra cubrir los gastos de su hogar. Jaime desea incrementar sus ventas y por eso a solicitado un crédito el cual le permita comprar: semillas, abonos, entre otras cosas y tambien para mejorar el terreno donde cosecha, para seguir llevando el pan de cada dia a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 629
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Jaime Misrain to purchase soil amendments, fertilizers, seeds, etc., and to make improvements to his land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 22, 2013
Apr 30, 2013
Currency Exchange Loss:
May 18, 2014