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Maria Carmen
María is a 44-year-old woman who is in a common-law marriage. She is the mother of seven children, of whom four are in school; the rest are now living independently from the family. One is 17 years old and in the third year of secondary school. Another, who is 15 years old, is in the second year of secondary school. The 12-year-old is in the sixth grade of primary school, and the youngest, who is 10 years old, is in the fourth grade of primary school. They help her with the coffee farming by weeding, fertilizing, and harvesting. The land that she cultivates was inherited from her parents, so she works together with her family trying every day to improve their quality of life and income. She has been earning her living in this business for more than twenty years; it was instilled in her by her parents starting at a very young age. The land that she farms is located at a distance of about two kilometers from her house, so she travels to it on foot every day.

Currently, she is requesting help in order to purchase fertilizers, soil amendments, and pumps for fumigating her crops; this will prevent her crops from being contaminated, which would cause her to lose her entire harvest.

Her wish is to improve her quality of life and that of her children through education; the objective for this loan request is for her to be able to purchase supplies to keep her crop free of disease, thereby obtaining greater profits and better income for her family, enabling her to cover her children's educational expenses.
View original language description ↓
María es una mujer de 44 años de edad en un estado civil (unión libre) y madre de 7 hijos de los cuales 4 estudian en y los otros tres están independizados de la familia. Uno tiene 17 años está estudiando en tercer curso en la secundaria, otro 15 años está en segundo curso de la secundaria, el de 12 años está en sexto grado de la primaria y la menor de 10 años esta encuarto grado en la primaria. Ellos me ayudan con el cultivo de café como ser: limpieza, abonar y corte de la cosecha. Las tierras que ella cultiva son obtenidas por herencia por parte de sus padres por lo que trabaja junto a su familia tratando día con día de mejorar su calidad de vida y sus ingresos. Ella tiene más de 20 años de dedicarse a esta actividad fue inculcada por sus padres desde muy joven. Las tierras que cultivan están ubicadas a una distancia de 2 kilómetros de su casa de habitación por lo cual se trasladan a pie diariamente.

Actualmente ella solicita ayuda para la compra de fertilizantes, abono y bombas para fumigar sus cultivos ya que esto evitara que sus cultivos de contaminen y la cosecha se pierda en su totalidad.

Su deseos son los de mejorar su estilo de vida, el de sus hijos mediante el estudio y como meta mediante esta solicitud poder comprar los insumos para que su cultivo no se contamine, obteniendo mayores ganancias, mejores ingresos para su familia y poder cubrir con los gastos del estudio de sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,971,875
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maria Carmen to purchase fertilizers, soil amendments, and pumps for fumigating her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 29, 2013
Listed
Apr 30, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014