Bolivia Mar Group
The loan that they will take out will benefit the small business owners including Janett. She joined Pro Mujer two years ago when she was invited by a friend who is a member of the institution. At the moment she has a corner shop business which she inherited from her grandmother and has been developing ever since.
She will use the loan that she will take out on buying rice, sugar and noodles. She will get the products from whole sale vendors in the city of La Paz and then sell them in her store. This work allows her to generate resources to maintain as best as possible her home as she is divorced and has three children.
When she is asked what she most likes about Pro Mujer, she answers that she likes the healthcare training, the loans and the fact that the loans are easy to access.
In the photo, one of the members is accompanied by her daughter. Janett is dressed with a white jacket.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Janett es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo heredo de su abuela y lo continuo desarrollando hasta el momento.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, fideo) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es divorciada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito y la facilidad del préstamo.
Al grupo acompaña la hija de una de las socias, ella esta vestida con una chaqueta blanca.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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