Flor Naciente Group
The loan will benefit small businesswomen such as Verónica. She says that she has been a member of Pro Mujer for three and a half years. She joined by invitation from a friend who is a member of the institution. She has a business of weaving by machine. She learned this business by her own initiative.
The loan that she will now take out is to increase capital (to buy wool). She will get the wool from wholesalers in the city of La Paz. She will later sell what she makes at the space where she sells. This way of working allows her to generate resources to support her household as much as possible. She is married and has two children.
When asked what she likes about Pro Mujer, she replied that she likes the health trainings and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es integrante, ella indica que hace tres años y medio que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido a máquina; da a conocer que este negocio lo aprendió por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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