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Maria Isabel
Fifty-five year-old Maria Isabel is a determined woman with an entrepreneurial spirit and a desire for self-improvement and success. She is a single mother and has a son of legal age. He works for a private company and helps her with the household expenses because they live together. On weekends he also assists in the agricultural work; cleaning, fertilizing, fumigating and collecting the harvest. Maria has 12 years of education and she currently works as a secretary in the court house in her district.

Being of the mindset that jobs are never permanent, she decided to buy some land a few years ago to cultivate coffee. She sells the coffee in her district on a small scale to neighbours, relatives, friends and some purchasers who come to the district. Her parents taught her how to perform this activity in her youth and she has been doing it for more than 20 years. Nowadays she has her own way of doing things.

She is currently requesting help to buy fertilizers and manure to nurture her coffee crop so that there will be a healthy and bountiful harvest to make a good profit. She will be able to reinvest the profit she makes into the same crop.

Her short-term goals are to save money to be able to work in her own way to increase her crops and to begin dedicating more time to this work to strengthen her family's estate which will be inherited by her son, who is currently the only one who helps her.
View original language description ↓
Doña María Isabel es una mujer con 55 años de edad luchadora, emprendedora y con muchos deseos de superarse y de salir adelante madre soltera con 1 solo hijo el cual es mayor de edad, trabaja en empresa privada y le ayuda con los gastos en el hogar ya que vive bajo el mismo techo y los fines de semana en la parte agrícola como ser: limpiar, abonar, fumigar y cortar la cosecha. Ella tiene 12 años de educación y actualmente trabaja como secretaria en el juzgado de paz de la zona donde ella habita. Pensando siempre que los trabajos no son permanentes ella decidió comprar un terreno hace algunos años en el cual cultiva café mismo que es comercializado en la zona en pequeña escala con los vecinos, familiares, amigos y algunos de los compradores que llegan a la zona. Dicha actividad fue inculcada por sus padres desde su juventud y lo práctica hace más de 20 años y hoy en día de manera propia.

Actualmente solicita ayuda para la compra de fertilizantes, abonos para darle mantenimiento a sus cultivos de café esto para que sea una cosecha sana y provechosa para poder generar ingresos, obtener ganancias y poder seguir invirtiendo en la misma.

Sus metas a corto plazo es poder ahorrar un capital propio y libre para trabajar de manera propia ampliando sus cultivos y entregándose mas para de esa forma trabajar para fortalecer el patrimonio familiar que será heredado por su hijo mismo que en la actualidad es el único que le ayuda.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maria Isabel to purchase fertilizers and manure to nurture her coffee crop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 25, 2013
Listed
Apr 30, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013