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Maria Expectacion
Maria is 58 years old and single. She is a real fighter. She completed her primary education. She has three children, two of whom are married adults who live in their own homes, and her youngest daughter, who is in secondary school and lives with her. She helps her mother with different household chores and tasks. She has a lot of experience growing vegetables (potatoes). She has been farming for a long time. Her parents taught her the trade when she was very young, so it has been her family's source of income for many years. Her crops are located 100 meters from her home, which allows her to see to them. Her only help is her daughter, and occasionally her older children, since they also make a living as farmers. Her product is sold through local distributors, neighbors, and relatives. Like with any crops, there is always some risk involved due to pests and price fluctuations in the market.

Currently María is requesting help in order to invest in her potato crops. She will buy fertilizers and pumps to fumigate her product in order to help keep it healthy and clear of pests.

Her goal is to grow a variety of products to offer her customers, so that they can have more purchasing options. This would allow her to generate more income for her family and invest in her crops in order to work with her own capital. Her dream is to see her daughter graduate from university and obtain a useful degree so she may take charge of her land and, eventually, manage the business and create employment.
View original language description ↓
Doña Maria es una mujer de 58 años de edad, luchadora con un grado de escolaridad de primaria completa, soltera. Ella tiene 3 hijos 2 de ellos ya mayores de edad, casados cada uno en hogar y la menor que esta estudiando en secundaria la cual vive con ella y ayuda a su madre con las diferentes actividades y quehaceres en el hogar. Ella tiene mucha experiencia en el cultivo de hortaliza (papa) desde hace mucho tiempo y fueron sus padres los que le enseñaron esta actividad desde muy pequeña que ha sido medio de sustento para su familia por muchos años. Sus cultivos están ubicados a 100 metros de su casa de habitación lo cual le permite estar al pendiente de los mismos y la única ayuda que ella tiene es su hija y en ocasiones sus hijos mayores ya que ellos también viven de la agricultura. Su producto es comercializado a través de intermediarios que llegan a la zona, vecinos y familiares; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado.

Actualmente Doña María solicita ayuda para poder invertir en la siembra de papa comprando fertilizantes, abono, y bombas para fumigación a su producto para que ayude a mantenerlo sano y limpio de plagas.

Su meta es poder cultivar una variedad de productos para poder ofrecer a sus clientes y demás, que ellos tengan más opciones de compra ya que de esa manera ella podrá generar más ingresos para su familia y podrá invertir en sus cultivos hasta poder trabajar con capital propio. Su Sueño es ver a su hija graduada a nivel universitario con una carrera de provecho para que ella se haga cargo de sus tierras y con el tiempo de la administración del negocio para que ella genere empleo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 28
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Expectacion to purchase fertilizer and pumps to fumigate her potato crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 26, 2013
Listed
Apr 30, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013