This loan will benefit their small businesses, including Lorenza’s, who has been with Pro Mujer for two years, having joined on invitation from a promoter who visited her in her home. She has a business where she sells drinks and says that she learned this business on her own.
She will use the money from this loan to buy dried peaches from vendors in La Paz and later sell them in her space. This work allows her to generate income to support her household; she is married and has five children.
When asked what she likes about Pro Mujer, she says that she likes the training and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lorenza es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de frescos; da a conocer que este negocio lo aprendió por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de duraznos secos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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