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Rositas Group
In this Group: Lorenza , Virginia, Marcelina, Rosmery, Enriqueta, Maria, Brigida Cristina, Mery Karla
The ROSITAS communal bank will begin its sixth cycle with Pro Mujer as part of the Senkata center. It’s made up of eight ladies and directed by a board of directors where Lorenza serves as president. The members have different businesses, such as a candy stand, soft drink sales, detergent sales, a neighborhood store, blankets, party favors, livestock, jewelry, groceries, and a pharmacy.

This loan will benefit their small businesses, including Lorenza’s, who has been with Pro Mujer for two years, having joined on invitation from a promoter who visited her in her home. She has a business where she sells drinks and says that she learned this business on her own.

She will use the money from this loan to buy dried peaches from vendors in La Paz and later sell them in her space. This work allows her to generate income to support her household; she is married and has five children.

When asked what she likes about Pro Mujer, she says that she likes the training and loans.
View original language description ↓
La A.C. “ROSITAS” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Lorenza es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: kiosco de dulces, venta de refrescos, venta de detergentes, tienda de barrio, macramé de mantas, venta de cotillones, venta de cosméticos, venta de ganado, venta de joyas, venta de abarrotes, farmacia.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lorenza es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de frescos; da a conocer que este negocio lo aprendió por iniciativa propia.

El crédito que ahora sacará es para el aumento de capital (compra de duraznos secos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 111
    View loans »
    Bolivia Loans Fundraising
  • $28,250,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rositas Group's $2,350 loan helped a member to buy dried peaches.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
May 5, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014