Maria lives with her life’s partner and eight children. She is a farmer who raises corn and beans and has been doing this for many years. She has lots of valuable experience which allows her to have better harvests. When it’s ready she stores it in sacks as shown in the photo and then goes out to sell it in the surrounding areas where she has many steady customers. Maria is dedicated to her work and is prepared to work hard to reach success. She wants to take advantage of her business and increase her production so she can have better earnings. She needs to invest in supplies bud needs working capital, so she is asking for a loan so she can buy corn and sorghum seeds, compost, insecticide, tools, etc., in order to have better earnings that will help give her family the life they deserve.
Doña Maria vive junto a su compañero de vida y sus 8 hijos; ella se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas cuando su cosecha ya esta lista la va almacenando en sacos así como muestra la fotografía para luego salir a venderlos en todas las zonas aledañas y ya tiene mucha clientela fija, Maria es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita un crédito que le permita comprar semilla de maíz, sorgo, abono, insecticida, herramienta, etc. Para obtener mejores ganancias que le ayudaran a darle a su familia la vida que se merecen.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.