Las Elegidas Group
The loan they are taking out will benefit small businesses. María Eugenia is a member and she mentions that she joined Pro Mujer two loans ago on the invitation of a member of the institution. She currently has a body shop business. She says she learned the business from her husband and they decided to start their own business.
She is taking out this loan now to increase her capital by purchasing metals from wholesale vendors in the city of La Paz. Afterwards, she will sell the metal in her shop. This form of work allows her to generate an income to support her home as much as possible as she is married and has two children.
When asked what she likes about Pro Mujer, she states that she likes the health and loan trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Eugenia es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de chapas; da a conocer que este negocio lo aprendió de su esposo y deciden establecer su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de fierros) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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