Update on Maria ErciliaMaria is 52 years old and lives with her husband and son in a home located in the San Lorenzo neighborhood in southern Honduras. She has been selling clothing such as pants, dresses, blouses, skirts, and children’s clothing among other things for 20 years.
Maria’s customers are her friends and neighbors who visit her stall in the San Lorenzo market every day.
Maris is asking for a loan so she can buy more merchandise such as blouses, dresses, skirts, shirts, undergarments, socks, etc., now that her number of customers has increased and they are asking for more products.
Maria wants to obtain better earnings that will allow her to supplement her needs a bit, and at the same time be able to improve the quality of life for her family.
Maria’s dream is to be able to open a clothing store in the future.
San Lorenzo, Honduras - April 2013
Doña María sus cliente son amigos y vecinos que a diario la visitan en sus puestos ubicado en el mercado de San Lorenzo
Doña María está solicitando el préstamo para la compra de más mercadería como blusas, vestidos, faldas, camisas, calzonetas, calcetines, etc. ya que su clientela ha aumentado y les están pidiendo más producto.
Doña María espera obtener ganancias que le permitan suplir un poco sus necesidades y a la vez mejorar un poco su calidad de vida y la de su familia.
Doña María su sueño es poder abrir otra tienda de ropa en un futuro.
San Lorenzo, Honduras - Abril del 2013
Previous Loan DetailsSeñora María, 43 years old, is married, has three children and lives in her own home in a neighborhood of Choluteca. She has one child who depends on her economically. She has made a living for the past 15 years in the business of selling new clothes, shoes, cosmetics and a variety of other thi... More from Maria Ercilia's previous loan »
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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