Mary (standing, extreme left in the photograph) is a member of the Diana's Group. She is 60 years old, and has five adult children. Her husband died when she was 50 years and she is currently living in the house the husband left for her and the children. Her major source of income is the selling wax prints, shoes, and slippers. She hawks these to customers, and sells to them.
Mary wants this loan to buy more wax prints and shoes to sell to customers. She sells to her customers in Teshie and Nungua towns; she has been in this business since 2006.
Her dream is to make sure all children are place well in the society before she dies.
Mary together with Agnes, Diana, Juliana, Helen, Rita, and Gladys need GHS 4,300 to increase stock and satisfy customer demands.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid