Juma belongs to the group Dusenge and lives in Ngozi. He is 27 years old and married to Espérance, a merchant. Together they have two children, from 2 and 6 years old, of whom one is a student.
Juma has had a store for four years selling beans, rice, palm oil, ... He also has a bistro. He is on his second Turame loan. With this KIVA loan he is obtaining, he is going to increase his capital and purchase a large quantity of rice and palm oil to sell, so as to earn more.
In the coming years, he would like to purchase a vehicle and to see his children go to school.
Juma fait partie du groupe Dusenge et habite à Ngozi. Il a 27 ans et est marié à Espérance, une commerçante. Ensemble ils ont 2 enfants, âgés de 2 à 6 ans, dont 1 étudie.
Il prend soin de son petit frère qui étudie.
Il fait le commerce de boutique (haricot, riz, huile de palme,…) depuis 4 ans et il a aussi un bistrot.
Il est à son deuxième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité de riz, d’huile de palme, à revendre, pour gagner plus.
Dans les prochaines années, il voudrait acheter un véhicule et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.