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Ms. Rukhsana is 33 years old, married and the mother of four children. She is a vigorous lady and, for the past 10 years, has earned a living by running a clothing business with the support of her husband. We see him here in the photo. She buys clothing made from lots of different fabrics and colors, and designs and sells it to people who live in her community. She has a varied customer base and is able to earn enough money to help support her family. Rukhsana is requesting a loan for Rs. 20,000 from the Kashf Foundation to buy a wide variety of clothing in different colors and designs to attract more customers. She expects a boost in her earnings from this loan and plans to spend part of her profits for the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 257
    View loans »
    Pakistan Loans Fundraising
  • $14,499,975
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Rukhsana to buy a wide variety of clothing in different colors and designs to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 3, 2013
Currency Exchange Loss:
Apr 16, 2014