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Ms Safia is a 38-year-old, married woman, who is living with her husband and four children in Punjab, Pakistan. For about four years she has been in the work of hand embroidery. She makes beautiful patterns for the people of her community. She specially designs wedding dresses. Her designs are much in demand, and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home.

To help her to continue her operations, she has requested a loan of PKR 20,000. She will use it to buy spools of thread in different colors, and packs of beads, sequins and stones, for embellishment. In this way she would be able to cater to more customers, consistently. She is hoping to get an increase in her income by targeting more customers. Safia dreams of her children's bright future, and she desires to build her own outlet. She is very much thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 372
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Safia to buy spools of thread in different colors and packs of beads, sequins and stones, for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 3, 2013
Currency Exchange Loss:
May 17, 2014