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Rosemary lives outside of Kakamega town in Kakamega county. This area is located in Western Kenya and is famous for the Kakamega Forest, the only tropical rain forest in Kenya. It is a very good location for beekeeping because of the high concentration of old-growth trees and farms in the area, which provide bees with a variety of forage. Rosemary is married and has five children. She has been farming for 10 years, and is currently growing maize and vegetables on her land. She is excited to start beekeeping because it is a long-term project that she believes will have solid returns. When asked about her hopes and dreams, Rosemary said she wants to "see my children through school so that they can have a better life." This is her first loan, and she plans to use the income generated from her hives to start another small business.

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Kenya

  • $1,800
    Average annual income
  • 752
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $200 helped Rosemary to buy beehives to begin making honey.
4% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
At end of term
Jun 30, 2013
May 3, 2013
Currency Exchange Loss: