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Divina is 43 years old and married, with three children, two of whom are in school. Divina works very hard to provide for them.

Divina runs a general store in the Philippines and has requested a PHP 10,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy items to sell, like shampoo, canned goods, soap, and bread.

Divina has been in this business for five years. In the future, she would like to build and expand her business to secure the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1603
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Divina to buy items to sell, like shampoo, canned goods, soap, and bread.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 1, 2013
May 3, 2013
Currency Exchange Loss:
Oct 17, 2013