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Frank sells drinks and also deals in the sales of provisions at Akpafu, Hohoe Township. Frank has received schooling to senior high school level. He is married and has 5 children. His wife is a petty trader.

Frank has been selling drinks and provisions to support himself and his other family members for the past 20 years after he completed senior high school when he couldn’t continue. He is responsible for the general upkeep of the home.

His loan will be used to buy different types of minerals, introduce the sale of water, and buy boxes of soap. He hopes to save and use the new profits from his expanded business to acquire a shop.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,603,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Frank to buy different types of minerals, introduce the sale of water, and buy boxes of soap.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Jun 1, 2013
Currency Exchange Loss:
Aug 17, 2013