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Mercy is a petty trader who deals in the sales of paddy rice in Akpafu, Hohoe. Mercy has received education to middle school level. She is married and has 5 children. Her husband is a farmer.
Mercy has been in the petty trading business for the past 20 years to support herself. Even after she got married she continued so that she can support her husband. She assists her husband in catering to their four children.

Her loan will be used to buy bags of paddy rice from the local farmers, mill it, and sell at the local market. She hopes to use the new profits from her business to save to sponsor her first child to further his education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mercy to buy bags of paddy rice from the local farmers, mill it, and sell at the local market.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 1, 2013
May 7, 2013
Currency Exchange Loss:
Aug 17, 2013