Update on AdjowaviAdjowavi is 31 years old. Her husband is a shipping agent. Adjowavi has no children to support right now. She is a retailer and her business involves selling charcoal at her home. She gets her supplies in Lomé and from remote corners of the country. Her second loan she is requesting will be used to purchase some charcoal in order to respond better to customer needs. She would like to increase her stock of merchandise and to ensure her family's primary needs are met. Let us take note that she has been in this business for two years.
Previous Loan DetailsAdjowavi is 30 years old. Her husband is a forwarding agent and she is currently not responsible for any children. She is a retailer and sells charcoal door-to-door. She gets her supplies in Lomé and from remote corners of the country. She is requesting her first loan which will be used to buy… More from Adjowavi's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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