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Chynar is 39 years old and is raising four children. As a source of income for her family, Chynar works with selling food products, after having started this business 9 years ago with an amount of 50,000 som (KGS). Thanks to Chynar's persistent work, her monthly income is around 8,000 som (KGS).

With an aim to further develop her business, Chynar turned to the micro finance organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of sugar, flour and detergents for reselling. Chynar plans to invest the income from the loan in further expanding the business, in order to be able to support her children and give them an education.
View original language description ↓
Чынаре 39 лет, воспитывает 4 детей. Чынар в качестве основного дохода для своей семьи, занимается торговлей продуктами питания, стартовав этот бизнес 9 лет назад с суммы (KGS) 50,000 сом. Благодаря упорному труду Чынар, ее ежемесячный доход составляет около 8,000 сом.
В целях дальнейшего развития своего бизнеса, Чынар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на закуп сахара, муки и мыломоющих средств на перепродажу. Доходы от кредита Чынар планирует вложить в дальнейшее расширение бизнеса, чтобы иметь возможность обеспечивать детей и дать им образование.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 48.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Chynar to purchase sugar, flour and detergents for reselling.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 1, 2013
May 5, 2013
Currency Exchange Loss:
Oct 17, 2013