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Evgenya is from Ijevan town. She works at local shop as a seller and lives with her husband and daughter. Her daughter Diana studies at Yerevan State University of Ijevan branch.

Evgenya and her husband work hard to sustain their family, but unfortunately the income they gather is barely enough for covering basic costs. It is very difficult for them to save money for their daughter’s education.

So Evgenya has applied for this loan to pay for university tuition. The loan is very important for Diana to be able to complete her education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Evgenya to pay for university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 3, 2013
Currency Exchange Loss:
Jun 17, 2014