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This is Rufina, 46, a resident of Payatas, Philippines. She is married to Raul, a vendor, and the mother to her three children. She, together with her husband, manage their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Rufina operates a peanut butter making business. What she basically does is buy raw peanuts and other ingredients needed from the local market to make her product, then she processes it, and repacks it and sells it per piece to individuals, general store owners, and the local community. Peanut butter is repacked in 250 and 500 gram plastic bottles. She also makes stuffed meat. She earns a minimum of 300 Philippine Pesos (PHP) in sales every day.

To help her continue the operation of her business, she is requesting a PHP 8,000 loan. She will be utilizing the loan to buy ingredients for peanut butter and stuffed meat.

Rufina dreams of being able to give her all her children a good and high quality future. She also hopes to grow her network of customers.

She meets with her co-fellowship members to share stories of her work every week, and she also draws strength and inspiration from the Word of God he studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1443
    View loans »
    Philippines Loans Fundraising
  • $59,280,625
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Rufina to pay for the ingredients to make peanut butter and stuffed meat.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 2, 2013
Currency Exchange Loss:
Sep 17, 2013