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The borrower lives in his mother's house with his 2 siblings. He sells coconut water near his place of residence. He is very well-known in the area since he has been selling coconut water for 3 years. He has many customers because his prices are good. With the earnings from his sales he is able to cover some of his family's expenses. The borrower wants to increase his sales, so he is asking for a loan in order to be able to buy wholesale coconuts and continue helping his family as he has always done without restriction.
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El cliente vive en casa de su madre con sus 2 hermanos, el se dedica a la venta de agua de coco cerca de su lugar de residencia es muy reconocido en la zona pues tiene 3 años de trabajar en la venta de agua de coco tiene mucha clientela pues los da a buen precio, con las ganancias que obtiene de sus ventas logar cubrir algunos gastos que se presentan en su familia, El cliente desea incrementar su ventas por eso solicita un crédito para poder comprar cocos por mayor y seguir ayudando a su familia como siempre lo ha hecho sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy wholesale coconuts to sell the coconut water.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 8, 2013
Currency Exchange Loss:
May 18, 2014