Update on Sara YanethSara is 43 years old and lives with her mother and siblings. She has had a store for three years, where she sells primary needs products such as beans, corn, sausages, bread, drinks, snacks, and other things. Her business is located in her home and over the years she has gotten much sales experience, which has allowed here to have very good earnings. She has many customers who prefer her because everything she sells is of good quality and her prices are good. Above all she provides excellent service.
Sara wants to make a new investment but doesn’t have enough capital, so she is asking for a loan that will allow her to buy basic grains, bread, sausages, instant products, drinks, etc. She is very responsible and is certain that she will come out of debt and she is also certain that she will be able to provide a better quality of life for her family.
Previous Loan DetailsSara Yaneth is forty-two years old and lives with her mother and brothers. She has a market stall where she sells basic products like beans, flour, sausages, breads, drinks, candy, etc and is located where she lives. She has had her small business for two years and has had a lot of experience in… More from Sara Yaneth's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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