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Maria Esperanza
Maria Esperanza is a woman in a free union relationship from which she has a daughter who is a minor, barely four years old. Along with her partner, she works in agriculture, especially in cultivating and planting coffee. She has been doing this work for more than three years, since it was her parents who taught her to work in agriculture when she was very young, and this is the same work that her parents still carry out. She hasn't had any level of education, since the income that her parents obtained was very little. Now she and her husband support each other to advance, and their only daughter depends on this. Their coffee planting is three-and-a-half kilometers away, a distance that they must travel to maintain their coffee crop. The lands that she and her partner cultivate are their own, thanks to an inheritance from her parents.

Maria Esperanza is applying for help to buy fertilizer, compost, and spray pumps to maintain their coffee crop, since if they don't give it maintenance and care on time, it could be damaged by a rust disease that especially affects this type of crop.

She dreams of educating her daughter so that she can have a better quality of life and better opportunities for employment, since working the land is very hard and she doesn't want her daughter to go through the same situation that she went through in her youth.
View original language description ↓
Maria Esperanza es una mujer en una relación (en unión libre) que de su matrimonio tiene una hija la cual es menor de edad con apenas 4 años, junto a su pareja trabajan en la agricultura especialmente en el cultivo y siembra de café, actividad que realiza hace más de 3 años ya que desde pequeña fueron sus padres los que le enseñaron a trabajar la agricultura misma actividad que hasta hoy en día siguen ejerciendo sus padres, ella no tiene ningún grado de educación ya que los ingresos que sus padres obtenían eran muy pocos, actualmente su esposo y ella son apoyo mutuo para salir adelante del cual depende su única hija. El cultivo de café queda a una distancia de 3 kilómetros y medio al cual se trasladan para dar el mantenimiento a sus cultivos de café. Las tierras que en compañía de su pareja cultivan son propias gracias a una herencia por parte de sus padres.

Maria Esperanza está solicitando ayuda para compra de fertilizante, abono, bombas de fumigación para el mantenimiento de su cultivo de café, mismo que si no se le da mantenimiento y cuidado a tiempo puede ser dañado por la roya enfermedad que afecta especial mente esta clase de cultivo.

Ella sueña con educar a su hija para que tenga una mejor calidad de vida, mejores oportunidades de empleo ya que el trabajo de la tierra es muy pesado y ella no quiere que su hija pase por la misma situación que ella paso en su juventud.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,998,150
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Esperanza to buy fertilizer, compost and sprayer pumps to maintain her coffee planting.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 27, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014