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Fernando
Fernando is 74 years old. He is married and has nine children. He lives with his wife and children in the canton of Chillanes in Bolívar Province.

He is a member of the Azanloma Communal Bank from Chillanes Canton. Its members work in farming, livestock, and commerce.

This community is 30 minutes from the cooperative's office in Chillanes.

Fernando works in farming for a living, growing peas, canary beans, kidney beans, and corn, and he also raises animals, such as cattle.

She is asking for this loan to clean up his sugarcane plot.

He does his buying in the city of Chillanes.

His dream is to live a little better.

A challenge he faces is pests in his crops.

In his free time he likes to go on walks and and go to parties in the community.
View original language description ↓
Fernando s tiene 74 años de edad es casado tiene 9 hijos vive con su esposa e hijos en el Cantón Chillanes

Provincia Bolívar.




Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la

agricultura, crianza de animales y el comercio.



La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.




Fernando se dedica a la agricultura como a la siembra de arveja, frejol canario, panamito, maíz y a la

crianza de animales como el ganado.



Solicita el crédito para la limpieza del cantero de caña.





Las compras lo realizan en la ciudad de Chillanes.





Su sueño es vivir un poco mejor.




El desafío que enfrenta es las plagas en los cultivos.




En el tiempo libre le gusta pasear y fiestas de la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Fernando to clean up his sugarcane plot.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 15, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 24, 2014