Ángel, 47, is married and lives with his wife and their four children in the canton of Chillanes, which is located in the province of Bolívar. He is a member of the Azanloma communal bank, which belongs to the canton of Chillanes. His business activities are agriculture, raising animals, and trade. The community is located thirty minutes away from the cooperative's office in Chillanes.
Ángel makes a living in agriculture by planting beans, rice, and raising animals such as cattle and pigs. He has applied for this loan to buy livestock. He makes his purchases in the city of Chillanes.
His dream is to buy a plot of land around his town. The challenges which he faces are the presence of infestations, long winters, and blight. In his free time, he likes to play sports such as volleyball and indoor soccer and go to parties in his village.
Ángel tiene 47 años de edad es casado vive con su esposa y sus cuatro hijos en el Cantón Chillanes Provincia
Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la
agricultura, crianza de animales y el comercio.
La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.
Ángel se dedica a la agricultura como a la siembra de frejol, maíz y a la crianza de animales como los
ganados y los cerdos.
Solicita el crédito para la compra de ganado.
La compra lo realiza en la ciudad de Chillanes.
Su sueño es comprar un solar de terreno por el pueblo.
El desafío que enfrenta es presencia de plagas, mucho invierno y las lanchas.
En el tiempo libre le gusta realizar deporte como el bolí y el indor y las fiestas de la comunidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!