Marisol, 21, is single and lives with her grandparents in the canton of Chillanes, which is located in the province of Bolivar. She is a member of the Azanloma communal bank in the canton of Chillanes. Her business activities are agriculture, raising animals, and trade. The community is located thirty minutes away from the cooperative's office in Chillanes.
Marisol makes a living in agriculture by planting corn and beans and raising animals such as chickens, cattle, and pigs. She has applied for this credit to buy livestock. She makes her purchases in the city of Chillanes.
Her dream is to continue studying. The challenge which she faces is infestation in her crops. In her free time, she likes to listen to music, watch television, and go to parties in her community.
Marisol tiene 21 años de edad es soltera vive con sus abuelos en el Cantón Chillanes Provincia Bolívar.
Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la
agricultura, crianza de animales y el comercio.
La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.
Marisol se dedica a la agricultura como a la siembra de maíz, frejol y a la crianza de animales como las
gallinas, ganados y cerdos.
Solicita el crédito para compra de ganado.
La compra lo realiza en la ciudad de Chillanes.
Su sueño es seguir estudiado.
El desafío que enfrenta es plagas en el cultivo.
En el tiempo libre le gusta escuchar música, ver televisión y las fiestas de la comunidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!