Jose, 46 years old, has been a farmer for 25 years. He grows corn and sorghum. When he has brought in his crop, he stores it in the granaries shown in the photograph and then sells it to staple grain agencies. He covers some of his household's expenses with the earnings that he receives. He lives in his own house with his wife and his two children, aged 17 and 22 years. Jose is asking for a loan that will allow him to buy everything necessary to continue with his crop, such as seeds, pesticides, fertilizers, and manure, among others, since it is his only source of work. In this way he will be able to obtain a better income from his sales and give his family everything they need with no limitations.
Don jose de 46 años de edad se dedica a la agricultura desde hace 25 años siembra maiz y sorgo cuando ya ha recogido su cosecha la almacena en los graneros que muestra la fotografia para luego salir a comercializarlas a las agencias de granos basicos y con las ganancias que obtiene logra cubrir algunos de los gastos que tiene en su hogar; vive en casa propia con su esposa y sus dos hijos de 17 y 22 años, Don Jose solicita un credito que le permita comprar todo lo necesario para seguir con su cosecha como: semillas, pesticidas, fertilizantes, abonos, entre otros pues es su unica fuente de trabajo y asi podra obtener mejores ganancias de sus ventas y le podra dar a su familia sin limitacion alguna todo lo que necesitan.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.