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Carolina Lisett
Mrs. Carolina lives in the capital of Nicaraguan folklore, Masaya. She is a widow and a saleswoman. She is 48 years old and and has three children.

Her business consists of making and selling enchiladas and tacos in the market. She has had the business for two and a half years. It has been her means of support, since she lost the income of her husband when he died, and she had to move forward. Thanks to her business she has brought her family forward, together with her daughter.

Mrs. Carolina is a homemaker, an honorable and hard-working person who knows the value of being independent. Her work day starts when she gets up at three in the morning to make enchiladas and tacos, together with her oldest daughter who helps her. They have to be ready at eight in the morning, which is when she leaves her workplace to begin selling. Later, when she finishes her day at the market, Mrs. Carolina returns home to care for her younger children. She started the business with her own money. Her sales are in cash, and her clients are the people who pass by in the market.

Currently, she needs to repair her kitchen. The infrastructure has deteriorated as time passed. For this reason, she needs the loan to buy construction materials to repair her kitchen, which is her means of work because it is where she makes the daily food for her family as well as the tacos and enchiladas for her business.

She is requesting the loan to buy sand, stone, white cement, and labor. In this way she will improve her family’s living conditions.
View original language description ↓
Doña Carolina, reside en la capital del folklore nicaragüense, Masaya, ella es viuda, comerciante, tiene la edad de 48 años, su núcleo familiar lo conforman ella y su tres hijos.

Su negocio consiste en la elaboración y venta de enchiladas y tacos en el mercado, posee su negocio desde hace dos años y medios, el cual ha sido su medio de subsistencia, debido a que el apoyo con que contaba la dejo de tener al fallecer su esposo y se vio en la necesidad de salir adelante y gracias a eso ha sacado adelante a su familia junto con su hija.

Doña Carolina es una ama de casa, persona honrada y trabajadora que conoce el valor de ser independiente, su día de trabajo comienza al levantarse a la tres de la mañana a elaborar las enchiladas y tacos, junto con su hija mayor que le ayuda, para estar lista a las ocho de la mañana que es cuando sale a su puesto de trabajo a vender, posterior cuando ella termina la mercadería del día se regresa a su hogar para cuidar de sus hijos mas pequeños. Comenta que comenzó el negocio con capital propio, las ventas que realiza son de contado y sus clientes son transeúntes del mercado.

Actualmente tiene la necesidad de reparar su cocina, que con el pasar del tiempo se le a deteriorado la infraestructura, por tal razón requiere de un financiamiento para la compra de materiales de construcción para el mejoramiento de su cocina, y del que es su medio de trabajo porque es ahí donde elabora sus alimentos diario de su familia como los de su negocio como son tacos y enchiladas.

Solicita el crédito para la compra de arena, piedrín, cemento blanco, y mano de obra, de tal manera que le de mejores condiciones de vida.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,597,675
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Carolina Lisett to buy sand, white cement, stone and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 11, 2013
Listed
May 3, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014