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Orlando Jose
Orlando José is a bricklayer who lives in the city of Condega, some 35 kilometers to the north of Estelí, the main town. He lives in his house with his three children. He's the one who watches over them because his wife died of cancer.

He has worked for more than ten years in construction and bricklaying. He starts work early every day building houses of solid materials and supervising construction, because he hires his own staff to do this job. He works every day of the week from very early until the afternoon because he works under contract and has to complete the jobs in a timely manner.

This is the second time this client has requested financing from CEPRODEL to finish buying construction materials such as sand, bricks, cement, etc. This way he'll be able to construct his own house entirely of solid materials and give his children a decent home where they can live peacefully.

His dream is to leave his children a house because their future depends entirely on him: he doesn't have the presence and support of the mother of his children because she died of cancer. He hopes that once the loan is granted by CEPRODEL he'll be able to fulfill his dream for his children.
View original language description ↓
El señor Orlando José es un albañil que reside en la ciudad de Condega a unos 35 km al norte de la cabecera Estelí, este señor reside en su casa junto a sus tres hijos y es quien vela por la mantención de ellos ya que su esposa falleció de cáncer.

Este señor tiene mas de diez años de trabajar en el ramo de la construcción y el albañil y a diario el trabaja desde temprano en la construcción de casa de habitación de concreto y la supervisión de ellas ya que el cantata su propio personal para desempeñar dicha labor, el trabaja desde horas tempranas hasta la tarde y todos los días de la semana ya que trabaja bajo un contrato y por lo tanto tiene que entregar las obras en tiempo y forma.

Este cliente es la segunda vez que se presenta a las oficinas de Ceprodel con el objetivo de solicitar un financiamiento para la terminar de comprar materiales de construcción como es arena, Bloques, cemento, etc.

Y de esta manera poder construir en totalidad su propia casa de habitación de concreto y darles a sus hijos un techo digno donde pueda vivir con tranquilidad.

Este cliente tiene el sueño de heredarle a sus hijo una casa ya que de el depende únicamente el destino de sus hijo ya que no cuenta con la presencia y apoyo de la madre de sus hijos ya que ella falleció de cáncer y el espera que una vez otorgado el crédito por parte de Ceprodel pueda cumplirse el sueño a sus hijos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Orlando Jose to buy sand, cement, rebar, bricks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
May 3, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014