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Jose Vicente
Jose is 48 years old and has a son. He lives with his mother and son in the region of Chillanes in the province of Bolivar.
He is a member of the Azanloma community bank, pertaining to the region of Chillanes. His business is agriculture and raising and selling animals. His community is 30 minutes from the office of the Chillanes cooperative.

Hose works in agriculture, for example growing corn, beans, peans and raising animals like cattle, pigs, chickens and guinea pigs. He is requesting the loan to buy livestock. His purchases are made in the city of Chillanes.

His dream is to buy land to cultivate. The challenge he faces is the presence of pests in his plants. In his free time he likes to play sports, go for walks in the town and go to parties in the community.
View original language description ↓
José tiene 48 años de edad tiene un hijo vive con su madre y su hijo en el Cantón Chillanes Provincia

Bolívar.



Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la

agricultura, crianza de animales y el comercio.



La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.



José se dedica a la agricultura como a la siembra de maíz, frejol, arveja y a la crianza de animales como


la crianza de ganado, cerdos, gallinas y cuyes.


Solicita el crédito para compra de ganados.


Las compras lo realizan en la ciudad de Chillanes.

Su sueño es comprar terreno para el cultivo. El desafío que enfrenta es presencia de plagas en el cultivo. En el tiempo libre le gusta hacer realizar deporte, salir a pasear en el pueblo y fiestas de la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Vicente to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 15, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 24, 2014