Luis, 38, is in a common-law marriage and has two children. He lives with his wife and children in Chillanes Canton in Bolívar Province.
He's a member of Azanloma Communal Bank in Chillanes Canton, where the economic activities are agriculture, raising animals, and commerce. The community is located some 30 minutes from the co-operative office in Chillanes.
Luis makes a living in agriculture growing corn and beans and raising animals such as pigs, chickens, and livestock.
He's requesting the loan to buy livestock. He makes his purchases in the city of Chillanes.
His dream is to buy a plot of land and give his children an education. The challenge he faces is excessive pests in his crops. He likes to devote his free time to his family and to playing sports.
Luis tiene 38 años de edad es de estado civil unión libre tiene dos hijos vive con su esposa e hijos en el
Cantan Chillanes Provincia Bolívar.
Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la
agricultura, crianza de animales y el comercio.
La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.
Luis se dedica a la agricultura como a la siembra de maíz, frejol y a la crianza de animales como los
cerdos, gallinas y ganado.
Solicita el crédito para la compra de ganado.
Las compras lo realizan en la ciudad de Chillanes.
Su sueño es comprar terreno y dar el estudio a los hijos.
El desafío que enfrenta es exceso de plagas en los cultivos.
En el tiempo libre le gusta dedicarse a la familia y realizar deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!