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For decades, Floyd cooked alongside his mother, who loved to cook and bake, and accepted catering jobs from church friends and co-workers. Floyd's mother has passed away, but he still has fond memories of helping his mom feed their friends. “I love people and I love food,” Floyd said.

Because he enjoyed feeding people, Floyd decided to open Soul 2 Soul Cafe in Birmingham, Alabama in 2010, offering barbecue and soul food menu items. Floyd has big dreams for his business.

“Within the next year or so, we would like to expand and do catering, as well as initiate breakfast offerings,” Floyd said. “I think adding breakfast will greatly increase traffic flow, as well as increase our good word of mouth.”

To expand his restaurant’s offerings, Floyd said he plans to buy another stove and a luncheon meat slicer. To fund these plans, he applied for an Accion Texas in Louisiana loan. Floyd learned about Accion from a City of Birmingham Economic Development Department and Community partner.

“It has been a wonderful experience with Accion,” Floyd said. “And it has been a dream come true. I would like to say to whoever has a dream, to pursue that dream with all due diligence and to wait for the benefits to come in. Because that doesn't happen the first time you try to pursue your dreams, and it doesn't come easily. But if you love it, pursue your dream.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 26
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,450 helped Floyd to buy another stove and a luncheon meat slicer.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 30, 2013
May 2, 2013
Currency Exchange Loss:
Mar 3, 2015