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Luis Alfredo
Luis is 21 years old. He lives with his partner in the county of Chillanes, in the province of Bolivar. They have two children. He belongs to a solidarity group in the County of Chillanes. The main economic activities are agriculture, animal husbandry and trade. The community is located 30 minutes from the office of the coop in Chillanes. Luis works in agriculture and plants beans, corn and peas. He is requesting the loan to purchase beans, which can be bought in the city of Chillanes. His dream is to purchase a house. The challenges he faces in his work are pests, such as snails. During his free time, he likes to walk, play sports and attend festive community events.
View original language description ↓
Luis tiene21 años de edad es de estado civil unión libre tiene dos hijos vive con su esposa en el Cantón

Chillanes Provincia Bolívar.

Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la

agricultura, crianza de animales y el comercio.

La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.

Luis se dedica a la agricultura a la siembra de frejol, maíz, panamitos y alverja.

Solicita el crédito para la compra de frejol.

Las compras se realizan en la Ciudad de Chillanes.

Su sueño es comprarse una casa.

El desafío que enfrenta es la presencia de plagas como la concha.

En el tipo libre le gusta pasear, realizar deporte y las fiestas de la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Alfredo to purchase beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 15, 2013
Apr 29, 2013
Currency Exchange Loss:
Jun 23, 2014