Manuel is 43 years old. He is not married and has four children. He lives with his mother in the canton of Chillanes, in the province of Bolívar.
Manuel is a member of the loan group Azanloma in the canton of Chillanes. Most members make a living raising and selling livestock. This cooperative is located 30 minutes away from Manuel's community.
Manuel makes a living growing crops such as beans, peas, palm hearts, and corn, as well as raising livestock.
He is requesting this loan in order to buy more animals in Chillanes. Manuel's dream is to buy some land and provide his children with an education. Lately, his biggest challenge has been plagues in his crops. In his free time, Manuel likes to sightsee, visit family, and participate in the community's festivals.
Manuel tiene 43 años de edad es soltero tiene cuatro hijos vive con su madre en el cantón Chillanes
Es integrante de ventanilla azanloma perteneciente al Cantón Chillanes, la actividad económica es la
agricultura, crianza de animales y el comercio.
La comunidad se encuentra en unos 30 minutos de la oficina de la cooperativa en Chillanes.
Manuel se dedica a la agricultura como al cultivo de frejol, arveja, palmito, maíz y a la crianza de
animales como el ganado.
Solicita el crédito para la compra de ganado.
Las compras lo realizan en la ciudad de Chillanes.
Su sueño es comprar terreno y dar el estudio a los hijos.
El desafío que enfrenta es la plaga en los cultivos.
En el tiempo libre le gusta pasear, visitar a los familiares y las fiestas de la comunidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!