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José Omar
Jose is part of the town of Masaya, the crib of artistry. He’s 43 years old, married, and is a shoemaker. His family consists of him and his wife and she also works in the shop.

Jose began working 10 years ago because he felt he needed to learn this trade. He had initiative to start his own business after several years, once he saw that the business was profitable because he caught the eye of his buyers. He provides good results, and manages well.

He began buying his own tools and now has a small shoe workshop with 12 employees. He specializes in men’s shoes because there are few shops that make them. He sells his products in Managua, Matagua, and to two buyers in Masaya who travel to Honduras to sell the shoes that he makes. His are quality products and he has maintained his customers’ loyalty. He buys his raw materials in shoe shop supply stores in his area.

He needs this loan to be able to buy leather because demand is increasing and this loan will be very helpful. He believes that this loan will help him increase his income and satisfy his customers and keep their loyalty.
View original language description ↓
Don José pertenece al municipio de Masaya, cuna de artesanos, casado, con 43 años de edad, de oficio zapatero, su núcleo familiar lo compone el y su esposa quien es que trabaja en su taller.

Don José empezó como empleado de un taller de zapatería desde hace 10 años, el sintió la necesidad de aprender este oficio y tuvo la iniciativa luego de varios años de tener su propio negocio, ya que miraba que el negocio es productivo y llamativo a los ojos de los compradores y que da buenos resultados teniendo en cuenta una buena administración.

empezó a comprar sus propias herramientas de trabajo, actualmente tiene un pequeño taller de zapatería con 12 trabajadores, se especializa en el calzado dirigido al sexo masculino, ya que considera que son pocos los talleres de zapatería que lo elaboran, sus productos los comercializa en las ciudades de Managua, Matagalpa y dos compradores de Masaya los cuales viajan a Honduras a comercializar los zapatos que el elabora, sus productos son de calidad por lo que durante todo este tiempo ha mantenido la fidelidad de sus clientes, la materia prima la compra en puestos específicos de materiales de zapatería de la localidad.

Actualmente esta requiriendo de un financiamiento para poder comprar cuero, en estos momento se le ha incrementado la demanda por lo que seria de mucha ayuda el crédito para responder a la demanda actual.

Considera que este préstamo le ayudara a incrementar sus ingresos, satisfacer a sus clientes y mantener la fidelidad de lo mismos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped José Omar to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
May 3, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014