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Josefina Del Carmen

Update on Josefina Del Carmen

Josefina needs a new loan so she can continue investing in her store and buy merchandise so she can provide better service to her customers. She will buy sodas, juices, cookies, candies and other things.

The previous loan helped her increase her income and number of customers and she used the income to feed her children and for the other household expenses. Thanks to this Kiva loan she can pay for her children’s education.
View original language description ↓
Josefina, requiere optar por un nuevo préstamo por la necesidad de seguir invirtiendo en la tienda que posee para así adquirir la mercadería necesaria y brindarle un mejor servicio a los clientes; este le permitirá comprar sodas, jugos, galletas, dulces, entre otros productos.
El crédito anterior le ayudo a incrementar sus ingresos y la clientela, las ganancias que recibe las invierte en la alimentación de sus hijos y los demás gastos del hogar; gracias al préstamo otorgado por Kiva puede financiarles el estudio a sus hijos.

Previous Loan Details

Josefina is asking for a new loan to invest in merchandise to fill her store. She will buy a variety of snacks, sodas, juices, sweets, and other items which her customers ask for, and which are at this time absent from her store. It happens that with the previous loan, she was able to buy a g... More from Josefina Del Carmen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 779
    View loans »
    El Salvador Loans Fundraising
  • $26,218,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefina Del Carmen to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 30, 2013
Currency Exchange Loss:
Oct 17, 2013