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Ms. Arame is a young hairstylist, 25 years old, unmarried, and without children. She lives with her parents and has only her own personal expenses to cover. She has capitalized on five years of experience in this trade. Arame opened a salon with a sum of money she drew from a tontine, and she concurrently does commerce in cosmetics and in ready-to-wear clothing in her district.

She is asking for this loan to bolster her business and to cope with the demand. She opens her salon at 9 AM and finishes at 9 PM. Arame envisions being a major hairstylist in the commune.
View original language description ↓
Mademoiselle Arame est une jeune coiffeuse agée de 25 ans; elle est célibataire sans enfants.Elle vit chez ses parents et n'a que ses propres charges personnelles.Elle a capitalisé 5ans d'expérience dans ce métier. Arame a ouvert un salon avec une somme d'argent qu'elle a tirée dans une tontine et fait en meme temps du commerce de produits cosmétiques et des habits de prets à porter.Elle forme plus de 20 jeunes filles coiffeuses de son quartier. Elle demande ce prêt pour renforcer son commerce et faire face à sa demande. Elle ouvre le salon à 09h pour la refermer à 21h.Arame envisage être une très grande coiffeuse de la commune.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 31
    View loans »
    Senegal Loans Fundraising
  • $12,997,975
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arame to purchase cosmetic products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 21, 2013
Currency Exchange Loss:
Mar 17, 2014