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Gorman Alexander
Gorman lives in the town of the Niquinohomo, a town that was selected to participate in the program of alliances to strengthen the local capacities for the health of Nicaragua.

Gorman is 31 years old, married, a merchant and has had a small general store for three years. His family unit includes his wife and two young children.

Currently he is applying for the water and health program through financing from the 1 ML1,100 Econosan system without closure. It consists of installing a conventional toilet and a treatment system. This is necessary because it’s not possible to access the sewage system where he lives and currently his family has to use a latrine. They are one of thousands of families who don’t have access to improved sewage systems.

This project is benefitting various towns in the country. It allows a better quality of live and also helps the environment.

Without the opportunity for this loan, Gorman will not have access to a toilet because they are very costly. His low income makes it impossible to install and these programs come to help families in the poorest conditions. Latrines cause diseases and pollute the environment, so the idea of creating these solutions in the poorest areas was born.
View original language description ↓
Don Gorman pertenece al municipio de Niquinohomo, municipio que fue elegido para el programa de creación de alianzas para el fortalecimiento de las capacidades locales para el saneamiento de Nicaragua.

Gorman casado, con 31 años de edad, comerciante, posee una pequeña pulpería desde hace 3 años. Su núcleo familiar lo conforman su esposa y sus dos hijos que son menores de edad.

Actualmente están aplicando para el proyecto de agua y saneamiento, a través de un financiamiento para instalar un sistema Econosan 1 ML1,100 sin cerramiento, consiste en la instalación de un inodoro convencional con la construcción de sistema de tratamiento, esto lo requiere ya que por donde el habita no es posible el acceso a aguas negras, por lo que para su uso la familia cuenta con una letrina, siendo su familia una de la miles que no tienen acceso al saneamiento mejorado.

con este proyecto que esta beneficiando a varios municipios del país, le permitirá mejorar su calidad de vida y también contribuir con el medio ambiente.

Sin la oportunidad de este crédito es imposible que Gorman tenga acceso a un inodoro ya que es muy costoso. Con su bajo ingreso es imposible que logre instalar, estos programas vienen ayudar a familias en condiciones mas pobres, las letrinas causan enfermedades y contaminan el medio ambiente, es por ello que nace la idea de crear estas soluciones dirigidas al sector más pobres.

Additional Information

More information about this loan

This loan is part of CEPRODEL's initiative to expand access to sanitation facilities. Working with the World Bank and local governments, CEPRODEL offers these loans to help clients buy environmentally-responsible toilets, sinks, and shower/bath systems. Eligible recipients include clients and families who live in very poor regions of Nicaragua, lack access to water, or are employed making handicrafts or as roving salespeople. Along with these loans, clients receive environmental education training from the World Bank to better understand how plumbing interacts with the local ecosystem. By supporting this loan, you are making a difference in a country where 48% of the population lacks access to proper sanitation.


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gorman Alexander to buy a toilet.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 3, 2013
Currency Exchange Loss:
Jul 18, 2014