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Luisa Mirella
Luisa is a young, 21-year old mother. Her little one is 3 years old; she loves him dearly and works very hard to get him ahead and to be able to offer him better opportunities than she had.

Due to scarce economic resources, Luisa was only able to study until the third year of secondary school, but she would have loved to study fashion design.

Day after day, Luisa works as a guard at a business. She works around 9 hours a day and also sells clothing, with which she gets extra income for her home. She believes she is getting ahead because she is honest and has a lot of faith in God.

Luis is very grateful to the Kiva lenders, because thanks to the assistance that they are providing her, she will be able to buy merchandise for Mother's Day, like sweaters, pants, and others. In this way, she will be able to improve her income and continue working in order to realize her greatest dream: "To have her own store for her business and to give her son a profession."
View original language description ↓
Luisa es una joven madre de 21 años, su pequeño tiene 3 años de edad, a quien quiere muchísimo y trabaja muy duro para poder sacarlo adelante, y poder ofrecer mejores oportunidades que las que tuvo. Luisa debido a los pocos recursos económicos solo pudo estudiar hasta el tercer grado de secundaria, debido a los pocos recursos económicos de sus padres, pero le hubiera encantado estudiar la carrera de diseño de modas.

Día a día Luisa trabaja como vigilante en una empresa, ella labora alrededor de 9 horas al día y también vende ropa con lo cual tiene un ingreso extra para su hogar, ella cree que está saliendo adelante porque es honrada y tiene mucha fe en Dios.

Luisa está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le están brindando el podrá comprar mercadería para el día de la madre como chompas, pantalones, entre otros; de esta manera ella podrá mejorar sus ingresos y seguir trabajando para poder hacer realidad su más grande sueño:” Tener un local propio para su negocio y darle una profesión a su hijo”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $54,552,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Luisa Mirella to buy merchandise (shirts, sweaters, among others).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 10, 2013
Listed
Apr 29, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013