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Amariles Melania
Amariles is 25 years old. She is single and lives with her parents in Chillanes canton in the province of Bolivar. Amariles has a business dedicated to animals. She is requesting this loan to purchase animals and be able to expand her business. She makes her purchases in the city of Chillanes. Her dream is to have her own home. The challenge she faces is a lack of capital. In her free time, she likes to read.
View original language description ↓
Amariles tiene 25 años de edad es soltero vive con sus padres en el Cantón Chillanes Provincia Bolívar.

Amariles se dedica al negocio de animales.

Solicita el crédito para la compra de animales pollos y cerdos y poder aumentar el negocio.

Y las compras lo realizan en la Ciudad de Chillanes.

Su sueño es tener una vivienda propia.

El desafío que enfrenta es el capital.

En el tiempo libre le gusta leer.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Amariles Melania to purchase animals and to be able to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2013
Apr 29, 2013
Currency Exchange Loss:
May 28, 2014